Hangin’ In
Not much to say. Getting all the papers together to file Chapter 13, in the meantime I’m blown away by the viciousness of citifinancial considering this is the first time ever I’ve been late with a payment and I’m not yet a full month late. 6- 7 calls a day while I’m at work is just ridiculous.
Had brief communication with a guy looking for a CDD relationship. Too much distance (physical and psychological) to be viable. Probably a bad time to re-embark the dating scene anyway. Maybe there’s a guy out there looking to rescue and take in a gal in distress. Tongue in cheek. I’d much rather come in with more to offer than my bottom and my troubles.
Funny though, once I resigned myself to the inevitability of losing my house and streamlining my finances a sense of peace set in. Replacing & servicing air conditioners, lawn maintenance, pest control, security and home owners insurance are expenses that really sap a budget especially when your mortgage is more than half your take home pay and there are utilities & phone bills that chomp into the rest before basic living expenses are even factored into the equation.
I’m actually looking forward to a cash/debit card only life and a repayment plan that is reasonable and doesn’t force me to live 45 days behind my income. I’m also glad that the banks will have to agree to interest rates that are fair. 100’s of thousands of dollars added to the principal over 10 years just by interest is unconscionable. Pay what I legitimately owe now, no more finance executives suckling off my desperate scrabble to stay above water on my subsistance income. Good faith goes both ways afterall. They get in trouble and get bailed out, I get in trouble and get harrassed, badgered and threatened even after decades of faithful reliable patronage.
I may have to pair down my internet presence to just the gallery and this blog. If I am able to stay online, I will probably have to try to find a less costly host. In any case I have a couple of months to get all of it sorted out.
Thanks for your friendship and patience. Can’t help the distractions that are keeping me away from drawing and writing for you. God willing there will be relief soon.
;) patty
May 8th, 2010 at 3:40 am
Patty, good to hear from you.
Sorry to hear that you are going through such a rough financial patch.
Under these circumstances having a mortgage can be rough.
The money vampires are without human feeling, but then, are they indeed human?
Hoping things improve very soon.
Love and warm hugs,
Paul.
May 8th, 2010 at 3:30 pm
Dear Patty;
It is good to hear from you, but I’m sorry to hear of your troubles. Financial problems can be very trying. I am happy to hear that you are at peace with your solution though. Concentrate on getting back to the surface of the swimming pool of life, then maybe you will have time and energy to write and draw again. I really hope that you will be able to maintain your webb presence. I think that there are a lot of people out here who are genuinely fond of you; I am, and I have missed your talent very much. I hope your situation improves very soon.
Love and hugs,
George
May 15th, 2010 at 12:50 am
Dear Patty
So sorry to hear of your troubles. People all over the world have loved your work and shared your thoughts - now they will be thinking of you with love and sympathy, as I do.
I hope you come through.
Andrew
June 11th, 2010 at 1:02 pm
Patty - so sorry to hear of your troubles, I’m just glad you are holding up. That’s the most important thing. If you’ve already contacted a lawyer, the creditors have no legal right to call your either at home, or especially at work. Give them the lawyer’s number, they can be fined for this. Been there, doine that, don’t bother to keep the tee shirt, just put it behind you, take a deep breath and move on with your life with more important things. While its nice to have a home of our own, us single ladies w/o men to do the repair stuff at home are better off without that stress over our heads. Cuddle with your kitties, keep in touch with those that care for you on the Net and in person, and when you’re more settled, you can look for a stable relation ship when you have stability to offer in return. Keep your chin up honey!
Gretchen
June 19th, 2010 at 6:12 pm
Thank you Paul, George, Andrew & Gretab. I apreciate your support. I’m afraid here’s no escaping the economic realities that are closing in. Save what you can and want of my content. Come August I won’t be able to pay the 600 plus dollars that I’ve been paying to keep this site alive.
It’s possible that my current job will dissapear in the neat future. Anybody know of any openings for an articulate erotic artist with a very strong health background?
Love patty